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I find it interesting that once I entered my 40s, I suddenly felt like time was running out. It was as if the years had slipped through my fingers and I’d missed too many dreams and goals. Somewhere along the way, I convinced myself that it was too late—that I was too old, too broke, or too unrealistic to even try anymore. I didn’t need anyone else to discourage me. I became my own “Debby Downer.” While some people have family, friends, or haters who shoot down their dreams,